“The fact that the FDIC in 2009planned to raise 145billion by requiring banks to prepay their deposit premiums through 2012was reported on page A2of tire September 30，2009issue of the Wall Street Journal，in an article titled “Bank-Bailout Fund Faces Years in Red as Failures Jolt System，"and also on page 8of the Business section of the November 13，2009issue of the Boston Globe，in an article titled “Banks to Prepay 45B for Insurance Fees.”That a disproportionate share of the banks that failed during the Great Depression of the 1930s were in states with laws against branch banking was noted on pages 31，55，and 58oY FDRi Folly written by Jim Powell，while the statement that about 90percent of these unit banks failed during the Great Depression can be found on the same pages.The fact that Canada experienced no bank failures during the Great Depression is from page 352o？z1Monetary H’istory ofthe United States.-1867-1960，written by Milton Friedman and Anna Jacobson Schwartz.Information about the differences between banks in Canada and the United States is from page A17of the May 7，2009issue of the Wall Street Journal，under the headline “Regulation Didn’t Save Canada’s Banks.”
The decline in GDP for the first quarter of 2009in the United States is noted on page B3of the May 30，2009issue of the INer Yorli Times，in an article tided “Revising Report，U.S.Says 1st Q_uarter Washome buyers in Tucson relied on 100percent financing to purchase a home in 2005was reported on page D2of the December 22，2005issue of the Wall Street formal，in an article beginning on page D1under the headline "Housing Affordability Hits 14-Year Low.”The Republican proposal of granting “government-backed，40/o fixed mortgages“to credit-worthy borrowers was mentioned on page A13of the February5，2009issue of the Wall StreetJournal，under the headline “The GOP Has a Dumb Mortgage Idea.”
Congressman Barney Frank’s reference to Franklin D.Roosevelt is quoted from page A3of the October 15，2008issue of the hell SfrretJonriiiz/，in an article titled “Democrats Mull 1300Billion Stimulus.”The claim that the New Deal ”wasn’t stimulative enough”is from the front page of the February 11，2009issue of the Los lngeles Times，under the headline “A Time for Boldness Beyond the New Deal.”Data showing that the annual unemployment rate exceeded 20percent in the united States from 1932through 1935is shown on page 126of Part 1of Hétori？al Statelier ofthe UnitedStates.-Colonial Times to 1970，a publication of the U.S.Bureau of the Census published in 1975.Ways in which Franklin D.Roosevelt"s New Deal policies were a further extension of the approach used by his predecessor，Herbert Hoover，are discussed on pages 148and 149of The For.gotten Man written by Amity Shlaes and in Chapter 3of JD ？ts folly by Jim Powell.Walter Lippmann’s remark that Roosevelt’s New Deal was a ”continuous evolution”of Hoover’s measures is from page 757o？z1Hétory of the American Peof？le，written by Paul Johnson.President Hoover’s recognition that his interventions iii the economy were unprecedented is from page 29of The Memoirs of Herbert Hoover.-The treat Def？ression，1929-1941.Data on page 77of Out oJtion by Richard Vedder and Lowell Gallaway show that the unemployment rate never fell below 20percent during the first 21months of FDR’s administration.Walter Lippmann’s comments about how maintaining pre-depression prices and wages during a depression leads to unsold goods and unemployed workers are quoted from page 92of FDR’s Folly，by Jim Powell.Information about unemployment rates in the wake of the October 1929stock market crash and after the signing of the Smoot-Hawley tariffs are from page 77of Out of Work by Richard Vedder and Lowell Gallaway.