Lesson 51 开户
出口成章
I would like to open a current account please. 我想开一个活期存款账户。
I’m here to open a current account with your bank. 我想在你们这儿开一个活期账户。
How long does a code need to be？ 密码需要多长啊？
Please fill in a deposit slip. 请您填一张存款单。
Could I see your ID？ 我能先看一下您的身份证件吗？
There needs to be at least 1 RMB paid in to open a new account. 新开户的话最少要存1块钱。
You will need to choose a secret identity code to ensure no one else can enter your account. 您需要选择一个密码，以确保没有其他人能够进入您的账户。
Could you please fill out this form with your relevant details？ 请您在这张表上填写您的相关情况。
Please fill out this slip with how much you want to deposit. 请填写这张表单，写明你需要存多少钱。
Do you want a fixed deposit or a current deposit？ 你是想存定期的还是活期的？
I’ll find the relevant data and help you with that. 我得找到相关信息然后帮您办。
Is there anything I need to do before I open an account？ 在我开户之前，还需要做什么吗？
Is there a minimum amount I need to pay in？ 有没有规定存入的最小金额啊？
Five yuan is the minimum first deposit. 第一次最低限额为5元。
What’s the annual fee？ 年费是多少？
职场聊天一语惊人抄这段
Good morning， Ma’am. May I help you？
早上好，女士，有什么可以帮忙的吗？
Yes， I’d like to open a saving account. Will you tell me how to do it？
是的，我想开一个储蓄账户，你能告诉我该怎么办理吗？
Sure， Ma’am. We have two kinds of accounts for our customers， namely， the current deposit account and the fixed deposit account. What kind would you like to open？
当然，女士，我们有两种账户，即，活期和定期，您想要哪种？
Could you tell me the differences between them？
你能告诉我两者的区别吗？
Yes， of course. The interest rate is higher for fixed account but you can’t draw cash from the deposit before the maturity date， or you won’t earn the interest as planned.
当然，定期账户的利率较高，不过在到期之前不能从里面取钱，否则您就拿不到规定的利息了。
Then I will open a current deposit account.
那我还是开一个活期账户吧。
Please fill in the slip and go to Counter No.4 for the service. Use your real name， please.
请填单子并到四号柜台办理，请用您的真实姓名。
Thank you very much.
非常感谢。
My pleasure.
不客气。
正式用语 VS 非正式用语
中文 非正式场合聊天用语 正式场合聊天用语
支票担保卡会在两天之内寄给您。 The cheque guarantee will be mailed to you in two days. The cheque guarantee will follow in the post in a couple of days.
我们通常收100元。 We usually ask for 100 RMB. We usually require 100 RMB.
完全没有麻烦。 totally hassle free！ No trouble at all.
需要身份证吗？ Does it need the ID？ Is there a need of the ID？
我到底应该怎么做呢？ What should I do？ What exactly do I need to do？
剩下的交给我来办。 Let me do the rest. I’ll take care of the rest.
有什么年龄限制吗？ What about age limitation？ Is there an age limitation？
请您在这个表上填写您的相关情况。 Please write your relevant informations on this form. Could you please fill out this form with your relevant details？
新开户的话最少要存1块钱。 You must pay in at least 1 RMB to open a new account. There needs to be at least 1 RMB paid in to open a new account.
我能先看一下您的身份证件吗？ Could I see some ID？ Please show me your ID.
在我开户之前，还需要做什么吗？ What should I do before I open an account？ Is there anything I need to do before I open an account？
请填写这张单子，写明你需要存多少钱。 Please fill out this slip， and write down how much you want to deposit. Please fill out this slip， stating how much you wish to deposit.
密码需要多长啊？ How long is a code？ How long does a code need to be？
现在这种方式很流行。 That’s a very popular way. That’s a rather prevalent way.
记长串的数字我不太行。 I’m not good with remembering long numbers. I’m not capable of remembering long numbers.
护照就可以。 Passport is OK. Passport will be fine.
重点词汇解析
1. expense [iks‘pens] n. 消耗，花费；花费的钱，费用
【例句】This expense will break us.
这种开支会使我们破产。
2. premises [’prem？s？z] n. 房屋或其他建筑物；楼宇；单位；处所
【例句】Keep off the premises.
请勿入内。
3. security [si‘kju？riti] n. 安全；抵押品；担保；保证；adj. 安全的；保安的；保密的
【例句】They lulled her into a false sense of security.
他们哄骗她，使她产生一种虚假的安全感。
4. audit [’？：dit] vt. 审计，查账 n. 审计，查账，审核（计）
【例句】It took her a whole day to audit the invoices.
她花了一整天审核单据。
5. overdraft [‘vdr？ft] n. 透支，透支额；
【例句】He has a huge overdraft to pay off.
他有一大笔透支要偿还。
6. cash [k] n. 钱，现款 vt. 把支票兑换成现金
【例句】I have no cash with me.
我没带现金。
英语加油站：每天读点英语经典
What a man has honestly acquired is absolutely his own， which may be freely given， but cannot be taken from him without his consent.
——Samuel Adams， Massachusetts circular letter
一个人通过诚实劳动所得的财产完全属于他自己，他可以加以赠送，但如果不经过他的允许，别人无权夺走这些财产。
——塞缪尔·亚当斯
The fields were fruitful， and starving men moved to on the roads. The granaries were full and the children of the poor grew up rachitic.
——John Steinbeck， The Grapes of Wrath
我们有肥沃的土地，然而饥饿的人只能在马路上生活；我们的谷仓堆满粮食，而穷人家的孩子却要在佝偻病中成长。
——约翰·斯坦贝克，《愤怒的葡萄》
The poor shall inherit the earth， but not the mineral rights.
——J. Paul Getty
穷人们可以接管整个世界，但除了采矿权。
——保罗·盖蒂
It is absurd and disgraceful to live magnificently and luxuriously when so many are hungry.
——Clement of Alexandria
在很多人还在忍受饥饿的时候，过着奢华优裕的生活是荒唐而可耻的。
——亚历山大的克莱门特
Open markets offer the only realistic hope of pulling billions of people in developing countries out of abject poverty， while sustaining prosperity in the industrialized world.
——Kofi Annan
只有开放的经济市场，才能为发展中国家的贫困状况提供现实的出路，同时让发达工业国的繁荣更加稳定。
——科菲·安南
Lesson 52 存钱及取钱
出口成章
I just want the usual current deposit please. 我就想存普通的吧，活期的。
I’d like to pay this cash into my account， please. 我想把这些现金存在我的账户上。
I usually pay this cash into my account at the machine. 我通常使用存取款机来存款。
Would that be a fixed deposit or a current deposit？ 是存定期的还是活期的？
I’ll find the relevant data and help you with that. 我得找到相关信息然后帮您办。
I’d like to withdraw some money from my account. 我想从我的账户中取点钱。
Do you need me to give you my account number？ 你需要我的账号吗？
I’d like to withdraw 2000 RMB from my personal account. 我想从我私人账户里取2000块钱。
If that’s not a problem， I think I’ll redeem. 如果没问题的话，我想我要
兑现。
Please fill out this slip with how much you want to withdraw. 请填写这张单子，写明你需要取多少钱。
There is no limit on your account over the counter withdrawals， so it won’t cause a problem. 您的账户对您在柜台取款没有数额的限制，应该没有问题。
You have two choices here： you can either redeem or renew. 您有两种选择，您可以兑现，也可以续存。
I’ve got all your information here on the screen in front of me. 我面前的电脑屏幕上有您的全部信息。
Here’s your money and your interest note. 这是您的钱和利息的单据。
Take this receipt which has all of the transaction information on it. 拿好这个凭证，这次存钱的信息都在里面。
职场聊天一语惊人抄这段